Local Home Buyer Seminars

175 Admiral Cochrane Drive

Suite 101

Annapolis, MD 21401

​With nearly 30 years of experience, David began the Home Buyers Seminar concept with the goal of helping first-time home buyers gain the education needed for families seeking to purchase their first home.

Over the years, he has built many relationships with talented and qualified professionals that have assisted his clients.  Many of them are listed here and we hope that you will consider using them for your home search.  

David has unmatched experience in all facets of home lending; FHA, VA, Conventional, Jumbo, Renovation, and Construction loans.  David has a vast wealth of industry knowledge to assist in home ownership process, is actively involved in the community; and dedicates much towards consumer education.

David is a member of the Anne Arundel County Association of Realtors and serves on several committees. He is a member of the Carroll County Association of Realtors, the Home Builders Association of MD.  In addition, he is actively involved in the local community and supports The Lighthouse Homeless Prevention Shelter, the AASPCA, the Wellness House, and Fish 4 A Cure local charities!  

David Ratti


NMLS # 532652